Long-Term Care – Questions to Answer Now

Posted by on Feb 19, 2018 in Cash Flow, Life Insurance, Long-Term Care, Protection Planning | 0 comments

There are a lot of tough questions everyone should answer as part of their overall financial plan. You see, if you only focus on your day-to-day life and ignore the ways your life can be sidetracked, you may be unpleasantly surprised by an event that could derail your entire plan. Here are the most important questions you need to consider:Have you known someone who needed care?Was it a member of your family?What was it like for that person and the family?How long did it last?Did that person have a choice of where and how to receive care?Would that person have done things differently if he or...

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Can Your Portfolio Withstand Serious Volatility?

Posted by on Sep 14, 2017 in Cash Flow, Economy, Investments, Retirement | 0 comments

Sept. 14, 2017 -- Other than a few bumps in the road, it's been up and away with the stock market since the capitulation day in March, 2009.You'd think a super hero has had something to do with it.Sometimes the headlines create fear, especially in the wake of the devastating floods, political turmoil, and threats from scary countries.But, the bullets have been bouncing off the markets of steel so far, but how long can it last?History shows that it's just a matter of time ... when, not if, a "correction" will occur.As often happens during economic and market expansions, people often fall...

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You Don’t Need No Stinkin’ Budget!

Posted by on Jul 5, 2017 in Budget, Cash Flow, Spending | 0 comments

That’s right, you don’t … if you are doing or have done one or more of the following:You know how much you need to save each month for your various goals and meet or exceed those amounts each year.You regularly review the items on your checking account statements, including transfers to and from other accounts.You aren’t carrying balances on any credit cards.You track your spending details online and are living below your means.You track your spending on a spreadsheet or accounting program on your computer and the amounts match the flows in and out of your checking account.Your bu

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